The rules of the road.

1. Who this agreement is with

“GrowthLab FX”, “we” and “us” mean the consulting and introducing business founded and run by Babongile Terence Ntuli, trading as GrowthLab FX. It is not yet incorporated as a registered company. “You” means anyone using this site, applying to partner, or partnering with us. By using the site you accept these terms.

2. What this site is

This is the marketing site and partner portal for an introducing-broker business. We introduce traders to a broker and are paid a rebate on the volume they trade.

We want to be exact about what we are not:

• We are not a broker and do not execute trades.
• We do not hold, receive or move your money, and never will.
• We do not operate a trading platform.
• We do not manage accounts, provide signals, or trade on anyone's behalf.
• We do not give financial, investment, tax or legal advice.

3. Nothing here is advice

Everything on this site — the pages, the blog, the forecaster, the videos, and anything we say on WhatsApp or on a call — is general information about a partnership opportunity. It takes no account of your circumstances, your finances or your objectives. It is not a recommendation to trade, to open an account, or to do anything with your money. If you need advice, get it from someone licensed to give it where you live.

4. Applying is not acceptance

Submitting an application starts a conversation. It does not create a partnership, an entitlement to a rebate rate, or any obligation on our side. We review each application ourselves, we may ask for more, and we may decline without giving a reason. A partnership begins only when we have agreed terms with you and your partner account is live.

5. Rebates and payouts

• Your rate is agreed with you individually and confirmed in writing. Rates advertised on this site as “up to” a figure are a ceiling, not a default.
• Rebates are calculated on the trading volume of the clients attributed to you, as reported by the broker. The broker's reporting is the reference for what is owed. Figures shown in the partner portal are our best reconciliation of that data and can be corrected if the broker's numbers change.
• We pay you out of what the broker pays us. If the broker changes its terms, delays a settlement, or reverses volume, that flows through to your payout, and we will tell you when it does.
• We may change your rate going forward on reasonable notice — typically because the broker's economics changed or your volume band moved. We will not change a rate retroactively.
• Rebates on volume we judge to be manufactured — self-referral, duplicate or nominee accounts, wash or churned trades, or activity designed to generate rebate rather than to trade — are void, and we may end the partnership.

6. What we expect from partners

You are representing this partnership to people who trust you. So:

• Do not promise profits, guaranteed returns, or a specific income — to your audience or to referred clients. There is no such thing here.
• Do not present trading as low-risk, easy, or a substitute for income. Point people at the risk disclosure.
• Tell your audience that you earn from their trading activity. The conflict is disclosed on our side; disclose it on yours.
• Do not manage money, place trades, or give personal financial advice for other people unless you are licensed to do so where you and they live.
• Follow the advertising, financial-promotion and consumer law that applies in your country. That is your responsibility, not ours.
• Use the GrowthLab FX name and materials for promoting the partnership, and don't alter them so they say something we didn't.

7. Your account

Keep your login details to yourself — anything done from your account is treated as done by you. One account per partner. We can suspend or close an account for a breach of these terms, for suspected fraud, or where the broker requires it.

8. What you send us

You keep ownership of anything you submit — pitches, attachments, messages, testimonials. You give us permission to use it internally to assess and run the partnership. We only publish a testimonial where you have explicitly agreed it can be shared, and you can withdraw that agreement at any time. Don't send us anything you don't have the right to send.

9. Availability and accuracy

We run this site carefully but we don't promise it will always be up, error-free, or current. Tracking figures, forecasts and dashboards are provided as they are and are reconciled against broker data; where they disagree, the broker's data governs. Booking slots shown as open can be taken between your click and your submission.

10. Third parties

Your trading account is with the broker, under the broker's own terms, and it is between you and them. We are not responsible for their platform, pricing, execution, deposits, withdrawals or decisions. Links from this site to other people's sites are not endorsements.

11. Liability

Nothing in these terms limits liability for fraud, for death or personal injury caused by negligence, or for anything else that cannot lawfully be limited. Beyond that, we are not liable for trading losses, for lost profits or anticipated rebate income, or for indirect or consequential loss. Except for the liabilities just mentioned, our total aggregate liability to you for all claims — whether in contract, in delict, or otherwise — arising out of or in connection with these terms or your use of this site is limited to the total rebates we actually paid you in the twelve months before the event giving rise to the claim. Because we charge you nothing to use this site or to partner with us, where no such rebates were paid to you our aggregate liability to you is limited to R2,000.

12. Ending the relationship

Either of us can end the partnership on notice. Rebates properly earned on volume traded before the end date are still paid out once the broker settles them. Ending the partnership does not delete records we are required to keep — see the privacy policy.

13. Governing law

These terms are governed by the law of South Africa, and the courts of the Republic of South Africa have exclusive jurisdiction.

14. Changes

We may update these terms. The date at the top says when. If a change materially affects existing partners, we tell them directly rather than relying on you to re-read this page.

15. Contact

Questions about these terms: message us on WhatsApp or email support@growthlabfx.com.